Whether you are planning for the short-term or retirement, accumulating wealth is easy with these savings options. All accounts include online & mobile banking, monthly statements (combined statements available) and 24-hour Telebank service.
Liberty Bank offers traditional IRAs, alongside Roth, and Rollover options to help address the diverse needs of our many customers. These accounts require only $500 to open, and contributions may be tax-deductible. Since earnings on your retirement contributions are not considered taxable income until withdrawal in retirement, and are compounded, an IRA is a great way to help you achieve the financial freedom that your retirement goals require.
Penalty incurred with early withdrawal
Certificates are the perfect choice for the strategic saver. Available with flexible terms between three months and five years, Liberty Bank's CDs require a starting minimum deposit of $1,000.
Though these funds require $2,500 to open, easy access to your deposited balance via check or debit card makes capital asset funds an exceptionally flexible savings option. With our Capital Asset Fund's check-writing flexibility and rewarding interest, you'll find freedom to grow your savings, while maintaining easy access too.
Limit of six checks or debit card transactions per statement cycle, thereafter $10 per excessive transaction
If the balance in the account falls below $2,500 any day of the cycle and monthly statement is received electronically, there is a $12.00 service charge fee. If monthly statement is requested to be delivered by mail, there is a $18 service charge fee.