PERSONAL BANKING

Checking Options

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Premium Checking

For customers who want the features of a checking account that earns interest.

Value-added Account

Our Premium Checking accounts are free from service charges with balances of $1,000, and they accrue interest to add extra value to your banking experience. You'll enjoy 20 free debit transactions, whereafter the per-transaction charge is just $0.25.

Premium Checking Summary

  • $50 deposit to open
  • Interest earned on a minimum average daily balance of $1,000.00 or more
  • Check images with monthly statements
  • Personal Visa® debit card
  • Available combined statement
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Personal Checking Brochure Request

Enter your email address below, and we'll send you a digital copy of our Personal Checking Brochure.

Your privacy is always a priority at Liberty Bank. Your email address will not be shared, and any email that we initiate includes an option to easily unsubscribe. To review our full Privacy Statement, click here.

Account Management Features

  • Online & Mobile Banking
  • Visa® Debit Card (Optional)
  • Account Alerts
  • Money Transfer
  • Online Bill Payment (Optional)
  • Monthly Statements
  • Available Combined Statement
  • 24-hour Telebank Service

Terms & Conditions

No service charge on minimum daily balance of $1,000 or more.

First 20 debit transactions are free, and only $0.25 thereafter.

If the balance in the account falls below $1,000 any day of the cycle and monthly statement is received electronically, there is a $10.00 service fee. If monthly statement is requested to be delivered by mail, there is a $12.50 service charge fee.

Interest Earned (Premium Checking):

Interest Rate: 0.15%

Annual percentage yield (APY): 0.15%

FDIC Insured

All deposits are FDIC insured up to the allowable limits.